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What can happen?

  • Your home may have to eventually be sold to pay for your Long Term Care costs.

  • Your savings and investments could be wiped out.

  • Any income would be assessed and used towards the cost of your care.

  • Your children and grandchildren could lose part or all of their inheritance.

Beige House

What will I have to pay?

When someone enters care they are automatically “means tested” and all of your capital assets, including your home, are taken into account before the local authority decide on any entitlement to possible public funding.

 

Should you or a family member require Long Term Care we may be able to provide help and advice in relation to a number of issues that could arise. Where a financial assessment is required, we may also be able to assist with this to help ensure that the correct approach is adopted by the Council or Local Authority and that all the necessary processes are followed. For example, has a Continuing Healthcare Assessment and a Needs Assessment been conducted?

When it comes to moving into a home, we may be able to provide advice on the appropriateness of the contract for the placement, and  liaise with a Local Authority or Council on your behalf if issues arise on the outcome of a financial assessment.

Should you have any concerns at all at what can be a difficult time, we may be able to provide help and assistance.

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